Notice

(PHARE) Fund Application Period Now Open

The Pennsylvania Housing Finance Agency (PHFA) is now opening applications for the Pennsylvania Housing Affordability and Rehabilitation Enhancement (PHARE) Fund to build and repair more affordable housing across Pennsylvania.

The 2024-25 bipartisan budget signed into law by Governor Shapiro brought total PHARE funding available this year to over $85 million — nearly doubling the Commonwealth’s commitment to affordable housing.

Applications for PHARE funding must be submitted online through PHFA’s portal at https://phare.phfa.org/Login/Login.aspx by 2:00 PM on Thursday, November 20, 2025.

The PHARE fund has been allocating money for local housing initiatives since 2012. These funds have produced significant housing benefits during the last 13 years, including:

• 3,912 affordable housing units created or rehabilitated
• 718 potential new homebuyers receiving downpayment/closing cost assistance
• More than 11,100 families/households receiving housing counseling and financial education
• 511 households benefiting from healthy housing investment funds
• More than 22 million households in danger of homelessness assisted by PHARE-funded programming

Read more about the PHFA’s Request for Proposals here.